Retirees

If you are five years from retirement or retired, your strategy will have to change from an accumulation stage to a distribution stage. Has the financial advisor you are working with changed your strategy? 

  • Do you have a plan for efficient withdrawals from the right accounts?
  • Are you structured to protect against market volatility?
  • Are you structured to reduce your income tax exposure on Required Minimum Distributions?
  • Do you have your beneficiaries structured correctly under Trump Tax Reform?
  • Do you know what the maximum income is that you can spend without running out of money?
  • Do you have an asset protection plan against health and long term care catastrophes? 

It is not knowing everything about investments, taxes, insurance, trusts and distributions strategies.  It is about having a clear vision of what you want, then finding the people to help you achieve it!